Remortgage/Equity Release

Looking to remortgage your existing overseas property to save money on your mortgage repayments? Or you are looking to release some of the funds tied up in your property which has risen in value?

Our International Mortgage Service not only allows you to buy property abroad but we can also help with a range of refinance and equity release solutions.

By switching your mortgage to us, you could:

• save money on your repayments
• release funds tied up in your overseas property
• re-finance property in several locations into one manageable loan
• have your mortgage paid by direct debit through an offshore International Account
• benefit from no penalties for buy-to-let properties

To apply

• complete and send us the application form

Want to talk to us?

• Email enquiry form
• Send us an email or give us a call

Important Notes:

1. Please note that we are unable to provide financing/refinancing for property used as a primary residence, other than in Hong Kong or Singapore.
2. Please note that exit penalty charges and accompanying legal fees, among other factors, may be involved with your existing lender when refinancing.
3. For equity release, there may be early loan repayment penalties to consider as well as legal, valuation and other charges. In all cases, our usual credit approval procedures will apply.
4. We will not take a second charge over a property and so any existing loans from other lenders, secured against subject properties, must be refinanced with us, prior to securing an additional equity release facility.
5.For indication only. Please refer to the full IMS brochure and Terms and Conditions for details.

Please note that International Mortgage Service is principally designed for customers planning to purchase properties outside their country of residence. We can provide mortgages for owner occupation in Hong Kong and Singapore , but not in other countries . Other restrictions related to property use may also apply and details are available upon request.

Please also note that we would normally not provide financing for certain types of property such as serviced apartments, resorts, golf course properties, student accommodation, former local authority or public housing, Defence Force property or similar.

Important Information

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These products and services are not targeted at, and are not available to, residents of jurisdictions where it is unlawful for Lloyds TSB to offer them. If you are a resident of any European Union member country, please click here for important information.